Financial leasing through "melt" way to achieve "financing" purposes. For businesses, it provides a new way for financing and broadens the channel for corporate financing. And compared to banks, financial leasing review procedures are simple, quick operation, fast funding.
Financial leasing business provides more relaxed supervision of the funds provided to the enterprise, which is conducive to flexible financial arrangements for the enterprise (mainly reflected in the sale and leaseback transactions, because the funds obtained through the sale of assets, businesses are free to use the funds).
The funds obtained by enterprises through financial leasing will not be included in the credit information system of the People's Bank and do not occupy the credit lines of the enterprises in the banks.
Lease flexible form, according to the project conditions, background and project requirements and objectives of all parties to design to meet different conditions and needs of the project program.
Long-term financing of 3 to 5 years can be obtained when leasing fixed assets (direct leases) by means of financial leasing or financing their own fixed assets by sale and leaseback. Compared with bank loans or short-term commercial credit, short-term debt-to-liquidity indicators such as current ratio and quick ratio can be improved (to retain or enhance the lessee's financing ability).